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<title><![CDATA[John Wasik - Articles - RealClearPolitics]]></title><link>http://www.RealClearPolicy.com/authors/rss/archive/20885.xml</link><description><![CDATA[John Wasik]]></description><category domain="20885">Author</category><item>
							<title><![CDATA[401(k)s Are Not OK (&amp; Not Just Because of Economy)]]></title>
							<link>https://www.realclearinvestigations.com/articles/2022/11/15/lost_retirement_horizon_why_401ks_are_not_ok_and_not_just_because_of_to_the_lousy_economy_864500.html</link>
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							<pubDate>Tue, 15 Nov 2022 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Fretting over your 401(k) lately? For all the current turbulence in these retirement plans '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('“').';' from their rocky recent market performance to asset managers' politicization of their investments through the "environment, social and governance" agenda '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('“').';' the main problem lies in...]]></description>
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							<title><![CDATA['Gold Standard' Private Pensions Exposed as High-Wire Busts]]></title>
							<link>https://www.realclearinvestigations.com/articles/2022/09/14/meal_ticket_no_more_the_gold_standard_private_pensions_exposed_now_as_high-wire_busts_852848.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2022/09/14/meal_ticket_no_more_the_gold_standard_private_pensions_exposed_now_as_high-wire_busts_852848.html]]></guid>							
							<pubDate>Wed, 14 Sep 2022 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Like many retirees, Jesus Nunez knew he was due a pension but was having a hard time tracking it down. Now 66, the Burbank, Illinois, resident had worked as a painter and garage worker for the Checker]]></description>
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							<title><![CDATA[Retirees Turn Detective to Find 'Lost' Pensions]]></title>
							<link>https://www.realclearinvestigations.com/articles/2022/04/21/money_maze_retirees_turn_detective_to_find_lost_pensions_828131.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2022/04/21/money_maze_retirees_turn_detective_to_find_lost_pensions_828131.html]]></guid>							
							<pubDate>Thu, 21 Apr 2022 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[When Sam Semilia toted up his retirement finances, he was pretty sure that he was due a pension from his time working as a steam engineer for the Diamond Crystal salt company four decades before. Salty is one way to describe the search for his money, a four-year odyssey filled with...]]></description>
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							<title><![CDATA[Bad News: You're in Debt. Worse News: It's Phony Debt]]></title>
							<link>https://www.realclearinvestigations.com/articles/2022/01/25/bad_news_youre_in_debt_worse_news_youre_in_phony_debt_813226.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2022/01/25/bad_news_youre_in_debt_worse_news_youre_in_phony_debt_813226.html]]></guid>							
							<pubDate>Tue, 25 Jan 2022 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[The email from '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('œ').';'Norton Protection'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('�').';' said I owed $999.99, which was '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('œ').';'charged successfully and it will appear on your bank statement in 24 to 48 hours.'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('�').';' Although I have an account with a leading cybersecurity company, I'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'ve never paid that much for its products. To...]]></description>
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							<title><![CDATA[Now You Can Hire a Cyber-Thief...Complete With Auto-Backfire]]></title>
							<link>https://www.realclearinvestigations.com/articles/2021/11/18/you_too_can_enlist_your_own_cyber-thief__complete_with_auto-backfire_803912.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2021/11/18/you_too_can_enlist_your_own_cyber-thief__complete_with_auto-backfire_803912.html]]></guid>							
							<pubDate>Thu, 18 Nov 2021 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Want to hack your ex-spouse's cellphone? Steal the private passwords to get dirt on your annoying neighbors? How about disrupting your business competitor's operation, perhaps by shutting down its online network or holding data for ransom?'&#'.ord('Ã').';''&#'.ord('‚').';']]></description>
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							<title><![CDATA[Look Out, Real Estate Boom. It's the Closing Scam Tornado]]></title>
							<link>https://www.realclearinvestigations.com/articles/2021/10/05/look_out_real_estate_boom_its_the_closing_scam_tornado_797369.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2021/10/05/look_out_real_estate_boom_its_the_closing_scam_tornado_797369.html]]></guid>							
							<pubDate>Tue, 05 Oct 2021 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[When Jeff, a retired marketing consultant from Chicago, was closing on his home sale, he received a new set of instructions at the last minute on where to send several thousand dollars in closing expenses. At first blush, the email looked legit with an official looking logo and...]]></description>
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							<title><![CDATA[This Cyber Scam Creates Prime Suckers]]></title>
							<link>https://www.realclearinvestigations.com/articles/2021/07/07/if_the_cyber-scammer_says_im_with_the_brand_you_could_be_a_prime_sucker_783615.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2021/07/07/if_the_cyber-scammer_says_im_with_the_brand_you_could_be_a_prime_sucker_783615.html]]></guid>							
							<pubDate>Wed, 07 Jul 2021 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[The email smelled as bad as week-old fish: It was a screenshot of a $1,000 cellphone I had supposedly bought on Amazon.I quickly checked my Amazon account. No purchase was recorded.'&#'.ord('Ã').';''&#'.ord('‚').';']]></description>
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							<title><![CDATA[I Fought the Dark Web and the Dark Web Won]]></title>
							<link>https://www.realclearinvestigations.com/articles/2021/02/02/i_fought_the_dark_web_and_the_dark_web_won_126950.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2021/02/02/i_fought_the_dark_web_and_the_dark_web_won_126950.html]]></guid>							
							<pubDate>Wed, 03 Feb 2021 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Your '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('œ').';'application for unemployment benefits has been approved,'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('�').';' stated the letter from the Illinois unemployment bureau a few weeks back. That was perplexing, since I never applied and wasn'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'t unemployed. So I immediately told my (part-time) employer and the state...]]></description>
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							<title><![CDATA[Home Title Theft? You May Be a Victim...of Scary Ads]]></title>
							<link>https://www.realclearinvestigations.com/articles/2020/12/04/home_title_theft_you_may_already_be_a_victim_of_the_ads_126222.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2020/12/04/home_title_theft_you_may_already_be_a_victim_of_the_ads_126222.html]]></guid>							
							<pubDate>Fri, 04 Dec 2020 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA['&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('œ').';'FBI Says You May Not Own Your Home,'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('�').';' blares the headline on'&#'.ord('Ã').';''&#'.ord('‚').';' Home Title Lock'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'s website.'&#'.ord('Ã').';''&#'.ord('‚').';' The fearsome message is echoed in ads featuring radio hosts Kim Komando and Dana Loesch, as well as presidential lawyer and former New York City Mayor Rudy Giuliani, who declares:...]]></description>
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							<title><![CDATA[Tax-Dodging in the Name of 'Conservation']]></title>
							<link>https://www.realclearinvestigations.com/articles/2020/09/15/a_purple_mountain_travesty_in_waves_of_tax-dodging_land_trusts_125066.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2020/09/15/a_purple_mountain_travesty_in_waves_of_tax-dodging_land_trusts_125066.html]]></guid>							
							<pubDate>Tue, 15 Sep 2020 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[For ecologically minded landowners, land conservation easements have long been a win-win, allowing them to protect sensitive property from development and get a tax break. But in recent years many of them have also become abusive tax dodges, costing the U.S. Treasury billions of...]]></description>
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							<title><![CDATA[Stay-at-Home Orders Create Perfect Storm for Swindlers]]></title>
							<link>https://www.realclearinvestigations.com/articles/2020/04/06/watch_your_mailbox_for_your_big_fat_fraudulent_tax_refund_122974.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2020/04/06/watch_your_mailbox_for_your_big_fat_fraudulent_tax_refund_122974.html]]></guid>							
							<pubDate>Mon, 06 Apr 2020 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[This tax season, thousands of people may feel the same joy I experienced upon receiving a large and unexpected refund check from Uncle Sam. Unfortunately, they will also experience the dismay and fear when they find out that it was fraudulent refund. Someone had stolen one of our Social...]]></description>
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							<title><![CDATA[I Cover Financial Crime. Here's How I Got Held Up Without a Gun]]></title>
							<link>https://www.realclearinvestigations.com/articles/2019/12/09/i_cover_the_financial_waterfront_and_i_got_held_up_without_a_gun_121499.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2019/12/09/i_cover_the_financial_waterfront_and_i_got_held_up_without_a_gun_121499.html]]></guid>							
							<pubDate>Mon, 09 Dec 2019 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Bank stickups like the above don't happen much anymore. Instead, robbers skip the tellers and go through you. Below, a veteran financialjournalist explains from firsthand experience. By John F....]]></description>
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							<title><![CDATA[New Bank E-Thieves Are Watching You Digitally in Real Time]]></title>
							<link>https://www.realclearinvestigations.com/articles/2019/11/06/beware_the_unrelenting_tentacles_of_real-time_bank_fraud_121011.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2019/11/06/beware_the_unrelenting_tentacles_of_real-time_bank_fraud_121011.html]]></guid>							
							<pubDate>Wed, 06 Nov 2019 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Jim Johnson didn'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'t notice the mysterious activity in his IRA until he received a note from his financial adviser.'&#'.ord('Ã').';''&#'.ord('‚').';']]></description>
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							<title><![CDATA[Beware the Cyber-Den of Crypto-Thieves]]></title>
							<link>https://www.realclearinvestigations.com/articles/2018/12/20/beware_the_den_of_crypto-thieves_.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2018/12/20/beware_the_den_of_crypto-thieves_.html]]></guid>							
							<pubDate>Mon, 31 Dec 2018 00:00:00 -0600</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[When investors store unsecured cryptocurrency accounts on the internet, it'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'s like leaving the bank vault open. That'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'s what a Chicago-based tech specialist learned after he was fleeced of $55,000 in bitcoin and other cryptocurrencies in various fraud schemes that made digital...]]></description>
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							<title><![CDATA[How the Boom in Cyber Insurance Could Cripple Global Finance]]></title>
							<link>https://www.realclearinvestigations.com/articles/2018/07/12/how_cyber_insurance_could_be_the_financial_systems_achilles_heel.html</link>
							<guid><![CDATA[https://www.realclearinvestigations.com/articles/2018/07/12/how_cyber_insurance_could_be_the_financial_systems_achilles_heel.html]]></guid>							
							<pubDate>Fri, 13 Jul 2018 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[Nuance Communications, which provides speech and imaging software and operates in 35 countries, lost $68 million in revenue last fiscal year due to the attack, according to company spokesman David Seuss. The company also had to pay $24 million in other expenses for '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('œ').';'remediation and...]]></description>
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							<title><![CDATA[Will Big Banks Skate on Derivatives Reform?]]></title>
							<link>http://blogs.reuters.com/great-debate/2010/06/10/lincolns-win-a-big-stick-for-derivatives-reform/</link>
							<guid><![CDATA[http://blogs.reuters.com/great-debate/2010/06/10/lincolns-win-a-big-stick-for-derivatives-reform/]]></guid>							
							<pubDate>Sat, 12 Jun 2010 00:00:00 -0500</pubDate>
							<author>John Wasik</author>
							<description><![CDATA[There is yet to be a final decision on the financial regulation bill,  but the odds for the toughest part of it '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('“').';' the derivative legislation  known as the Lincoln proposal '&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('“').';' just got better.With Democratic Senator Blanche Lincoln'&#'.ord('Ã').';''&#'.ord('¢').';''&#'.ord('Â').';''&#'.ord('€').';''&#'.ord('Â').';''&#'.ord('™').';'s win on Tuesday, the  Arkansas primary...]]></description>
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