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<title><![CDATA[Gretchen Morgenson - Articles - RealClearPolitics]]></title><link>http://www.RealClearPolicy.com/authors/rss/archive/15958.xml</link><description><![CDATA[Gretchen Morgenson]]></description><category domain="15958">Author</category><item>
							<title><![CDATA[Fannie, Freddie &amp; the Secrets of a Bailout With No Exit]]></title>
							<link>http://www.nytimes.com/2016/05/22/business/how-freddie-and-fannie-are-held-captive.html?smid=tw-share&amp;_r=0</link>
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							<pubDate>Sat, 21 May 2016 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
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							<title><![CDATA[Fannie &amp; Freddie's Govt Rescue Came With Claws]]></title>
							<link>http://www.nytimes.com/2015/12/13/business/fannie-and-freddies-government-rescue-has-come-with-claws.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2015/12/13/business/fannie-and-freddies-government-rescue-has-come-with-claws.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 13 Dec 2015 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
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							<title><![CDATA[Doubt Chips Away at Market's Mind-Set]]></title>
							<link>http://www.realclearmarkets.com/</link>
							<guid><![CDATA[http://www.realclearmarkets.com/]]></guid>							
							<pubDate>Sun, 16 Aug 2015 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[In the stock market, until recently, just about any news was good news. Company earnings stumbled? Investors shrugged them off, sending shares higher. Economic growth was disappointing? So what. But now that is changing.]]></description>
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							<title><![CDATA[Tech Companies Fly High on Fantasy Accounting]]></title>
							<link>http://www.nytimes.com/2015/06/21/business/high-tech-fantasy-accounting.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2015/06/21/business/high-tech-fantasy-accounting.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 21 Jun 2015 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[Technology shares have been powering the stock market recently, outperforming the broader stock indexes by wide margins. The tech-heavy Nasdaq 100, for example, is up 19 percent over the last 12 months, almost twice as much as the Standard &amp; Poor&rsquo;s 500-stock index, which has risen...]]></description>
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							<title><![CDATA[Ways to Put the Boss's Skin in the Game]]></title>
							<link>http://www.nytimes.com/2015/03/22/business/economy/ways-to-put-the-bosss-skin-in-the-game.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2015/03/22/business/economy/ways-to-put-the-bosss-skin-in-the-game.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 22 Mar 2015 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
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							<title><![CDATA[At the Fed in 2009, Rolling Dice in a Crisis]]></title>
							<link>http://www.nytimes.com/2015/03/08/business/economy/at-the-fed-in-2009-rolling-dice-in-a-crisis.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2015/03/08/business/economy/at-the-fed-in-2009-rolling-dice-in-a-crisis.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 08 Mar 2015 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[Ben Bernanke and his colleagues at the Federal Reserve Board have earned accolades from all corners for the extraordinary actions they took to rescue the financial system in 2009. While 2008 was the Fed&rsquo;s annus horribilis, exposing how unaware the central bank had been of the risks...]]></description>
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							<title><![CDATA[After Housing Crisis, a Cash Flood and Silence]]></title>
							<link>http://www.nytimes.com/2015/02/15/business/after-the-housing-crisis-a-cash-flood-and-silence.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2015/02/15/business/after-the-housing-crisis-a-cash-flood-and-silence.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 15 Feb 2015 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
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							<title><![CDATA[What's So Bad About Cheap Oil?]]></title>
							<link>http://www.nytimes.com/2015/01/18/business/whats-so-bad-about-cheap-oil.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2015/01/18/business/whats-so-bad-about-cheap-oil.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 18 Jan 2015 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[The sharp drop in oil prices will benefit American consumers, many of the nation&rsquo;s businesses and the economy as a whole. So why are stock market investors behaving as though oil under $50 a barrel and gasoline prices hovering around $2 a gallon are bad news?]]></description>
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							<title><![CDATA[Fresh Doubts Over Bailout of A.I.G.]]></title>
							<link>http://www.nytimes.com/2014/12/21/business/fresh-doubt-over-the-bailout-of-aig.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2014/12/21/business/fresh-doubt-over-the-bailout-of-aig.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 21 Dec 2014 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[&ldquo;The government is on thin ice and they know it,&rdquo; a lawyer representing the Federal Reserve Bank of New York wrote in a private email on Sept. 17, 2008, as the federal bailout of the American International Group was being negotiated. &ldquo;But who&rsquo;s going to challenge...]]></description>
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							<title><![CDATA[The Week That Shook the Fed]]></title>
							<link>http://www.nytimes.com/2014/11/23/business/the-week-that-shook-the-fed.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2014/11/23/business/the-week-that-shook-the-fed.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 23 Nov 2014 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[The Federal Reserve Board prefers to operate in a shroud of secrecy, and its officials really don&rsquo;t like having to answer to anybody.So it was fascinating to learn last week that the Fed is embarking on a soul-searching campaign. Its inspector general will take up the astonishing...]]></description>
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							<title><![CDATA[Timothy Geithner Staying on Script]]></title>
							<link>http://www.nytimes.com/2014/05/18/business/geithner-staying-on-script.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2014/05/18/business/geithner-staying-on-script.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 18 May 2014 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[Timothy F. Geithner, the former Treasury secretary, drew a large and respectful crowd last Wednesday at a Barnes &amp; Noble store in Manhattan, where he was publicizing &ldquo;Stress Test,&rdquo; his new memoir about the financial crisis. Mr. Geithner left little to chance at the event: It...]]></description>
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							<title><![CDATA[A Loan Fraud War Short on Combat]]></title>
							<link>http://www.nytimes.com/2014/03/16/business/a-loan-fraud-war-thats-short-on-combat.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2014/03/16/business/a-loan-fraud-war-thats-short-on-combat.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 16 Mar 2014 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[In the years since the financial crisis of 2008, the Justice Department has been regularly questioned about a lack of criminal prosecutions related to the mortgage mess. Its responses have just about always been the same, whether in public speeches by Eric H. Holder Jr., the attorney...]]></description>
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							<title><![CDATA[Playing Pension Games]]></title>
							<link>http://www.nytimes.com/2013/12/08/business/playing-pension-games.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2013/12/08/business/playing-pension-games.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 08 Dec 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[Pity the municipal bondholder. Between Detroit&rsquo;s bankruptcy and the rising concerns over unfunded pensions in Illinois and elsewhere, it has been a rough year for many muni bond investors. While the Standard &amp; Poor&rsquo;s municipal bond index has recovered from its September lows,...]]></description>
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							<title><![CDATA[$13 Billion, Yes, But What Took So Long?]]></title>
							<link>http://www.nytimes.com/2013/11/24/business/13-billion-from-jpmorgan-chase-yes-but-what-took-so-long.html?ref=todayspaper</link>
							<guid><![CDATA[http://www.nytimes.com/2013/11/24/business/13-billion-from-jpmorgan-chase-yes-but-what-took-so-long.html?ref=todayspaper]]></guid>							
							<pubDate>Sun, 24 Nov 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
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							<title><![CDATA[A $13 Billion Reminder of What's Wrong]]></title>
							<link>http://www.nytimes.com/2013/10/27/business/a-13-billion-reminder-of-whats-wrong.html?_r=0&amp;adxnnl=1&amp;ref=todayspaper&amp;adxnnlx=1382871967-vZl8IFCPckx+2r2F5o/s+Q</link>
							<guid><![CDATA[http://www.nytimes.com/2013/10/27/business/a-13-billion-reminder-of-whats-wrong.html?_r=0&amp;adxnnl=1&amp;ref=todayspaper&amp;adxnnlx=1382871967-vZl8IFCPckx+2r2F5o/s+Q]]></guid>							
							<pubDate>Sun, 27 Oct 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
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							<title><![CDATA[Financial System's Pipes Are Still Broken]]></title>
							<link>http://www.nytimes.com/2013/09/15/business/after-a-financial-flood-pipes-are-still-broken.html?pagewanted=all</link>
							<guid><![CDATA[http://www.nytimes.com/2013/09/15/business/after-a-financial-flood-pipes-are-still-broken.html?pagewanted=all]]></guid>							
							<pubDate>Sun, 15 Sep 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[It's been five years since the bankruptcy filing of Lehman Brothers set off the worst economic crisis in the United States since the Great Depression. With the perspective that distance provides, it&#194;&#146;s worth asking: Is our financial system safer and sounder today than it was back then?]]></description>
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							<title><![CDATA[New Jobs! If Only It Were True]]></title>
							<link>http://www.nytimes.com/2013/08/25/business/new-jobs-if-only-it-were-true.html?pagewanted=all</link>
							<guid><![CDATA[http://www.nytimes.com/2013/08/25/business/new-jobs-if-only-it-were-true.html?pagewanted=all]]></guid>							
							<pubDate>Sun, 25 Aug 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[Creating jobs is an essential goal today, given our high unemployment rate. But when job programs rely on taxpayer backing, their success or failure should be clearly disclosed.]]></description>
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							<title><![CDATA[An Unstoppable Climb in CEO Pay]]></title>
							<link>http://www.nytimes.com/2013/06/30/business/an-unstoppable-climb-in-ceo-pay.html</link>
							<guid><![CDATA[http://www.nytimes.com/2013/06/30/business/an-unstoppable-climb-in-ceo-pay.html]]></guid>							
							<pubDate>Sun, 30 Jun 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[WHEN we made our annual foray into the executive pay gold mine in April, chief executives&#194;&#146; earnings for 2012 showed what appeared to be muted growth on the year. The $14 million in median overall compensation received by the top 100 C.E.O.&#194;&#146;s was just a 2.8 percent increase over 2011,...]]></description>
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							<title><![CDATA[Slam the Door on Big Bank Bailouts]]></title>
							<link>http://www.nytimes.com/2013/04/28/business/two-senators-try-to-slam-the-door-on-bank-bailouts.html?pagewanted=all&amp;_r=0</link>
							<guid><![CDATA[http://www.nytimes.com/2013/04/28/business/two-senators-try-to-slam-the-door-on-bank-bailouts.html?pagewanted=all&amp;_r=0]]></guid>							
							<pubDate>Sun, 28 Apr 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[THERE&rsquo;S a lot to like, if you&rsquo;re a taxpayer, in the new bipartisan bill from two concerned senators hoping to end the peril of big bank bailouts. But if you&rsquo;re a large and powerful financial institution that&rsquo;s too big to fail, you won&rsquo;t like this bill one...]]></description>
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							<title><![CDATA[Clock Ticking to Prosecute Wall St. Crimes]]></title>
							<link>http://www.nytimes.com/2013/04/14/business/dear-sec-chief-clock-is-ticking-on-mortgage-cases.html?pagewanted=all</link>
							<guid><![CDATA[http://www.nytimes.com/2013/04/14/business/dear-sec-chief-clock-is-ticking-on-mortgage-cases.html?pagewanted=all]]></guid>							
							<pubDate>Sun, 14 Apr 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[She surely has a long list of ideas for her S.E.C. stewardship. Here&#194;&#146;s hoping that one priority is to determine, and ramp up, investigations and whistle-blower complaints that are approaching their five-year statute of limitations. For a lot of cases involving questionable practices and...]]></description>
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							<title><![CDATA[With Fannie &amp; Freddie, It's Deja Vu]]></title>
							<link>http://www.nytimes.com/2013/03/24/business/fannie-mae-freddie-mac-and-the-same-old-song.html?pagewanted=all</link>
							<guid><![CDATA[http://www.nytimes.com/2013/03/24/business/fannie-mae-freddie-mac-and-the-same-old-song.html?pagewanted=all]]></guid>							
							<pubDate>Sun, 24 Mar 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[In a perfect world, policy makers, legislators and concerned Americans would have spent the last few years conducting an honest dialogue about two important issues: how to resolve Fannie Mae and Freddie Mac, the government-owned mortgage finance giants, and how to create a housing...]]></description>
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							<title><![CDATA[Financial System at More Risk Than You Know]]></title>
							<link>http://www.nytimes.com/2013/03/17/business/jpmorgans-follies-for-all-to-see-in-a-senate-report.html?adxnnl=1&amp;ref=todayspaper&amp;adxnnlx=1363519020-u/dF3kcFOmtYK15+GTnNkA</link>
							<guid><![CDATA[http://www.nytimes.com/2013/03/17/business/jpmorgans-follies-for-all-to-see-in-a-senate-report.html?adxnnl=1&amp;ref=todayspaper&amp;adxnnlx=1363519020-u/dF3kcFOmtYK15+GTnNkA]]></guid>							
							<pubDate>Sun, 17 Mar 2013 00:00:00 -0500</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[BE afraid. That&rsquo;s the takeaway for both investors and taxpayers in the 307-page Senate report detailing last year&rsquo;s $6.2 billion trading fiasco at JPMorgan Chase. The financial system, thanks to dissembling traders and bumbling regulators, is at greater risk than you...]]></description>
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							<title><![CDATA[Corralling Mobsters, But Not Big Banks]]></title>
							<link>http://www.nytimes.com/2013/03/10/business/for-mary-jo-white-few-big-bank-cases-as-a-prosecutor.html?ref=todayspaper&amp;_r=0</link>
							<guid><![CDATA[http://www.nytimes.com/2013/03/10/business/for-mary-jo-white-few-big-bank-cases-as-a-prosecutor.html?ref=todayspaper&amp;_r=0]]></guid>							
							<pubDate>Sun, 10 Mar 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[EVERYONE knows about the mobsters and terrorists that Mary Jo White successfully put behind bars during her nine years as United States attorney for the Southern District of New York. Less well-known is Ms. White&rsquo;s record bringing cases against large financial institutions during...]]></description>
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							<title><![CDATA[The Fed's Secret Deal with Bank of America]]></title>
							<link>http://www.nytimes.com/2013/03/03/business/new-york-fed-agreed-to-testify-for-bank-of-america.html?ref=business&amp;_r=0</link>
							<guid><![CDATA[http://www.nytimes.com/2013/03/03/business/new-york-fed-agreed-to-testify-for-bank-of-america.html?ref=business&amp;_r=0]]></guid>							
							<pubDate>Sun, 03 Mar 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[Two weeks ago, I wrote a column about a secret agreement struck in July 2012 by the Federal Reserve Bank of New York and Bank of America. The existence of the confidential deal was disclosed recently in court filings, which showed the New York Fed releasing Bank of America from all fraud...]]></description>
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							<title><![CDATA[The NY Fed Bails Out Another Big Bank]]></title>
							<link>http://www.nytimes.com/2013/02/17/business/dont-blink-or-youll-miss-another-bank-bailout.html?ref=todayspaper&amp;_r=0</link>
							<guid><![CDATA[http://www.nytimes.com/2013/02/17/business/dont-blink-or-youll-miss-another-bank-bailout.html?ref=todayspaper&amp;_r=0]]></guid>							
							<pubDate>Sun, 17 Feb 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[MANY people became rightfully upset about bailouts given to big banks during the mortgage crisis. But it turns out that they are still going on, if more quietly, through the back door. The existence of one such secret deal, struck in July between the Federal Reserve Bank of New York and...]]></description>
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							<title><![CDATA[Big Banks, at Least, Had a Friend in Geithner]]></title>
							<link>http://www.nytimes.com/2013/02/03/business/banks-at-least-had-a-friend-in-geithner.html?ref=business&amp;_r=0</link>
							<guid><![CDATA[http://www.nytimes.com/2013/02/03/business/banks-at-least-had-a-friend-in-geithner.html?ref=business&amp;_r=0]]></guid>							
							<pubDate>Sun, 03 Feb 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[TIMOTHY F. GEITHNER left the Treasury Department last week after four years as secretary. So how did he do?Timothy Geithner has denied that banks have too much influence in Washington.As financial adviser to the president in the tumultuous years immediately after the credit crisis, Mr....]]></description>
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							<title><![CDATA[How to Cut Megabanks Down to Size]]></title>
							<link>http://www.nytimes.com/2013/01/20/business/a-fed-voice-asking-to-cut-megabanks-down-to-size.html</link>
							<guid><![CDATA[http://www.nytimes.com/2013/01/20/business/a-fed-voice-asking-to-cut-megabanks-down-to-size.html]]></guid>							
							<pubDate>Sun, 20 Jan 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[IT is a prevailing myth in Washington: big bailouts are over for good. Never again, the line goes, could giant financial institutions imperil the nation&#194;&#146;s economy. This is nonsense, of course. Whatever regulators and lawmakers say, the Dodd-Frank financial overhaul lacks any guarantee...]]></description>
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							<title><![CDATA[Surprise, Surprise: The Banks Win]]></title>
							<link>http://www.nytimes.com/2013/01/06/business/bank-settlement-may-leave-tiny-slices-of-a-smaller-pie.html</link>
							<guid><![CDATA[http://www.nytimes.com/2013/01/06/business/bank-settlement-may-leave-tiny-slices-of-a-smaller-pie.html]]></guid>							
							<pubDate>Sun, 06 Jan 2013 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[IF you were hoping that things might be different in 2013 &mdash; you know, that bankers would be held responsible for bad behavior or that the government might actually assist troubled homeowners &mdash; you can forget it. A settlement reportedly in the works with big banks will soon...]]></description>
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							<title><![CDATA[A 2013 Guide to Better Behavior in Business]]></title>
							<link>http://www.nytimes.com/2012/12/23/business/four-paths-toward-a-better-2013-in-business.html</link>
							<guid><![CDATA[http://www.nytimes.com/2012/12/23/business/four-paths-toward-a-better-2013-in-business.html]]></guid>							
							<pubDate>Sun, 23 Dec 2012 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[AS the new year draws near, I&rsquo;ve been thinking about what might make it a happy one for investors, taxpayers, home buyers and consumers. Herewith, a short wish list:MAKE IT STING First, when regulators like the Securities and Exchange Commission settle with individuals after...]]></description>
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							<title><![CDATA[Is FHA the Next Fannie or Freddie?]]></title>
							<link>http://www.nytimes.com/2012/12/02/business/in-an-fha-checkup-a-startling-number.html</link>
							<guid><![CDATA[http://www.nytimes.com/2012/12/02/business/in-an-fha-checkup-a-startling-number.html]]></guid>							
							<pubDate>Sun, 02 Dec 2012 00:00:00 -0600</pubDate>
							<author>Gretchen Morgenson</author>
							<description><![CDATA[DO we have another Fannie or Freddie on our hands &mdash; another mortgage giant headed for a rescue? Editorial &#124; The Second Term: The Mortgage Challenge (December 2, 2012)Like Fannie Mae and Freddie Mac before it, the Federal Housing Administration is suffering in a mortgage hell of its...]]></description>
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